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Personal Budgeting Reimagined — A UI/UX Case Study

Personal Budgeting Reimagined — A UI/UX Case Study


Contactless cards and online shopping sites make payment a breeze.

But studies show that the use of contactless can increase spending 8 to 10% by making it harder to monitor our spending.

Too many millennials who carry credit-card debt don’t know how expensive it is.

A survey ran by Northwestern Mutual comprised 503 Gen Zers, 672 millennials, 595 Gen Xers, and 441 baby boomers. On average, millennials who carry debt report owing to a total of $27,900 (excluding mortgages), slightly less than baby boomers and about $8,000 less than the average amount Gen Xers owe.

34% of Americans don’t know how much of their monthly income goes toward paying down their personal debt.

Debt is a struggle even for wealthy millennials.



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